Mortgage Calculator
The most advanced free mortgage calculator.
Estimate payments, taxes, insurance, and PMI.
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Amortization
See every payment breakdown.
Principal vs interest, month by month.
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Mortgage Payoff
Pay off your home faster.
See how extra payments save you money.
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Refinance
Should you refinance?
Compare rates and calculate your break-even point.
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Rent vs Buy
Which is right for you?
Compare the true cost of renting vs owning.
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VA Mortgage
Built for veterans.
Calculate VA loan payments with funding fees.
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Market Insights
Expert analysis and guides to help you make informed decisions.
How Amortization Works
Why 85% of your early payments go to interest—and what you can do about it.
Read guide
Mortgage Rates Guide
How rates are determined and strategies to secure the best one.
Read guide
Housing Inventory Trends
25 years of data reveals the roots of today's supply crisis.
View analysis
Today's Mortgage Rates
Live rates updated daily from official sources.
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